American Financial & Retirement Services, LLC

Thank you for visiting American Financial & Retirement Services, LLC!  We appreciate your interest and look forward to serving your family's needs regarding comprehensive financial & estate planning.

Today many people are concerned about losing their nest egg, or outliving their assets. With all of the bumps in the road through the retirement years, and little room for error, it's vital that you map your retirement to:

*Minimize taxes
*Keep more of your Social Security check
*Enable your nest egg to fight inflation
*Take steps to help protect your principal and gains from market risk
*Proactively take action to help protect your nest egg from the expense of a catastrophic illness

We listen to our client's needs and objectives and assist them in reaching their goals and enhancing their retirement lifestyle.
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

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